|
|
|
|
|
|
|
|
Many of you will be thinking Why do I need to use Lyon Insurance for my Household Insurance? Everytime I switch on the TV there's adverts for Household Insurance ! The answer is, despite what the TV adverts would have you believe, not all Household Insurance policies are the same. In order to reduce premiums, some companies will cut out some of the covers or impose limits or restrictions to their policies. Some examples include
- Higher Policy Excesses (some companies have a standard excess of £250)
- Higher Excesses on certain events e.g. £2,500 excess for Storm or Flood Damage
- No cover for finding the source of a leak (known as Trace and Access)
- Single Item Limits as low as £1,000 under the standard contents section
- Unoccupancy conditions applied after as little as 14 days
- Covers such as Freezer Contents, Money and Subsidence not included
When you ask Lyon Insurance Services for a Household Insurance quotation, we will use our knowledge and experience to search our panel of major insurers to find the policy for you which provides the right cover at the right price. Whilst we understand the price is important to you, we will assess the quotations provided and ask the following questions
- What is the policy excess?
- Are there any minimum security requirements?
- Does the policy include cover for items taken away from the home?
- What are the limits for Valuables, Money, Freezer Contents and Contents in outbuildings?
- Is there a charge for paying by Direct Debit?
Therefore ensuring that we provide the right policy for you.
Which companies do we use for Household Insurance?
Our panel for Household Insurance include the following insurers
- Aviva Insurance
- Axa Insurance
- Legal and General
- Zurich Insurance
- Ecclesiastical
- NIG
- MMA Insurance
- Towergate Underwriting
We will compare the cover and premium offered by each policy before we make a recommendation to you.
How do I get a quotation?
Call one our experienced advisors on 0800 298 0169 or use the button below.
|
|
|
|
|
|
